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Be a Smart Investor

Before you invest, you need to ask yourself a few questions:

  1. Risk: How safe is this investment?
  2. Return: What types of returns can I expect?
  3. Stage of life: What type of risk and investment is good for my current life situation?
  4. Access: Can I get my money back if I need it? Could I end up with less money than I put in? How long will it take and how much will it cost to get the money back quickly?
  5. Diversification: Are my investments in a variety of places, to help me lower my chances of losing my money?
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