Most major banks offer student loans at fairly reasonable interest rates, and you only have to start paying the loan back when you finish your studies and enter the world of work. You will need someone, probably a parent or gaurdian, to stand as garantor for you - this means that they will be responsible for repayment if you do not repay the loan.
Taking a student loan means that you have a debt to repay as soon as you finish studying, but if you are disciplined and are able to get a job reasonably quickly, then you should be able to get the loan paid off quickly. A student loan does mean that you can choose your own course of study (most scolarships and bursaries are for particular courses at particular institutions) and you can choose how much you will need to borrow - within reason.
In order to get a student loan you will need:
The National Student Financial Aid Scheme offers flexible, low-interest loans to students in financial need. You can get more information about these loans from the Financial Aid Office or Student Support Centre at the institution you will be attending.